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A Canada Revenue Agency building. The CRA has more than 10 million unclaimed cheques.

The start of a new year means the clock is ticking closer to the deadline for taxes to be filed and money owed to be paid. Canadians have until April 30 to

file their income taxes

. If they owe money, that’s also the last day to pay before incurring penalties and interest.

But the opposite side of the ledger doesn’t work in quite the same way. As of last October, The Canada Revenue Agency (CRA) says it’s been sitting on a pile of more than 10 million uncashed cheques. Here’s what to know.

How much unclaimed funds are we talking about?

The CRA says its unclaimed cheques — exactly 10,279,770 at last count — are valued at $1,752,004,000. That $1.7 billion means each cheque has an average value of about $170.

That’s equivalent to a stack of cheques a kilometre high, or tucked away in more than 3,000 filing cabinet drawers. (Though to be fair the CRA doesn’t have them all printed out and awaiting pickup.)

What do the funds represent?

The CRA website lists 42 separate types of payments that have been unclaimed. They range from the standard T1 income tax refund and the Canada Child Benefit to more obscure payouts, such as the Newfoundland and Labrador Income Supplement, the Yukon Child Benefit and the

Alberta 2005 Resource Rebate

.

That last one is more than 20 years old!

Yes. The Alberta 2005 Resource Rebate was a one-time payment made to Albertans by the Ralph Klein government under the province’s surplus that year. Tax-free cheques were sent directly to every Albertan over 18 who filed a tax return in 2004, and to any child born in the province up to 2005.

This illustrates two ways that someone might have missed out on one of these government payments. An adult who didn’t file a tax return or a baby (now in their twenties) whose parents didn’t get the cheque might still be owed that money.

“Cheques can date back as far as 1998 and, because government-issued cheques never expire or stale date, the CRA can reissue a payment once requested by the taxpayer,” a CRA spokesperson

told National Post

last year.

What other reasons are there for money not being claimed?

Lack of direct deposit is a big one. Paper cheques that are mailed can get lost, stolen or delivered to the wrong address if a person has moved or is deceased.

The CRA has long pushed Canadians to both file their taxes electronically and to receive payments through direct deposit. In fact, this year the government opted to

stop sending out paper forms

to taxpayers, though they can still request them or print them themselves.

How can I find out if I’m owed money?

The CRA has a

whole web page

devoted to uncashed cheques. The simplest way is to log into your account (conveniently called My Account) and look for the “uncashed cheques” link on the overview page.

It’s worth noting that the page won’t list cheques that are less than six months old, those for COVID-19 benefits and subsidies, those for a business or trust, or those sent by direct deposit. For all of that (or if you can’t access the account online) you’ll need to

call the CRA

directly.

What happens to it if I don’t claim it?

As satisfying as it would be to imagine a big pile of cash (or all those filing cabinets), the money just resides in the government’s general coffers, being used for general government purposes, until it is claimed.

How do I receive the money?

The CRA page has links to a form to fill out, requesting payment. The site notes that processing may take 10 to 12 weeks, and that delivery by mail may take an additional 10 days. (Another reason to sign up for direct deposit.)

What if I also owe the government money?

Ah, there’s the rub. If you’re in arrears to the government, they may take part of your requested payment away to square things before sending the remainder (if any) to you.

How much has already been claimed?

Since 2020, when the online system for uncashed cheques was set up, Canadians have received 4,960,380 cheques valued at just over $1.8 billion. However, the unclaimed tally also continues to grow each year, hitting a record high of $1.8 billion in 2024 before falling slightly to where it is now.

Our website is the place for the latest breaking news, exclusive scoops, longreads and provocative commentary. Please bookmark nationalpost.com and sign up for our daily newsletter, Posted, here.


The ROM, located near Toronto's Yorkville area, is shown in this photo.

A Jewish advocacy group is condemning the use of the “Palestine” label for certain ancient artifacts at the Royal Ontario Museum.

“We were made aware that the label had been in place for some time,” said Tafsik CEO Amir Epstein in a statement to National Post. “This does not excuse the responsibility to correct errors. While we are willing to give the benefit of the doubt that this was an unintentional mistake, we simply ask that the information be corrected to reflect archaeological and historical facts.”

The artifacts in question have been on display at the ROM since 2012. The museum says revisions have already been underway for several months, which is prior to the online discourse that began when Tafsik posted about it on X in late December. The museum did not immediately respond to National Post’s request about what the new labels would be after its revision.

“The @ROMtoronto (Royal Ontario Museum) is rewriting history. Welcome to Canada 2025,” Tafsik posted on X last month. The group also shared a photo of

a swirled marble mosaic bottle

that is located in the museum’s Joey and Toby Tanenbaum Gallery of Rome and the Near East.

It is dated 25 to 50 AD. It is labelled as being from Syria or Palestine.

“From approximately 25–50 AD, the land was known as Judea by the Roman authorities and as Eretz Yisrael by the Jewish people. After the colonizing Romans killed and expelled much of the indigenous Jewish population, they imposed the colonial name ‘Palestine’ with the explicit intent of erasing Jewish history and connection to the land,” Epstein said.

“Historical revisionism is not new to the Jewish people. The Nazis used it to justify the genocide of Jews in Germany, and more recently, Palestinian religious and political leaders have employed similar tactics to justify the genocide committed against our people on October 7, 2023.”

He said that, throughout history, the erasure of Jewish identity has led to violence and genocide, driving the Jewish people to “meticulously” document its history “for thousands of years” — “documentation that has been corroborated through archaeology and, more recently, through recorded testimony.”

Tafsik has been in touch with the ROM and it is optimistic that the museum is taking the matter seriously, he said.

Another example from the ROM,

as reported by the Free Press

, shows blue glass pieces, including a jug, flask, bowl, aryballos (small, spherical flask) and flagon (large drinking container) in the same gallery of the museum.

The items are dated AD 25 to 125. They are labelled as being from Syria or Palestine.

In an emailed statement to National Post, the ROM said its curator has identified displays within the gallery “as requiring several label revisions.” The gallery was originally installed between 2011 and 2012.

“This work has been in process for several months, and related label updates (including for the swirled marbled mosaic bottle) are underway,” the statement said.

“Any changes to labels at ROM are informed by dialogue between curators, interpretive planners, and sectoral peers. Labels use the date of the object as the fixed starting point and, where known, indicate the location as it was named at the time of production. Contemporary place names are also included to aid visitor understanding. The location often includes multiple current place names if the exact area of production within a geographic region is not known, as is common curatorial practice for centuries-old objects.”

Carl Ehrlich, a York University professor of history and humanities, told National Post that labelling artifacts is “very, very complicated,” especially when words take on different meaning in the modern era.

“Until very recently — when Palestine and Palestinian became both the name of a country in preparation, as it were, and of a new ethnic group — Palestine was viewed as a very neutral geographic term, an amorphous term, for the area we could call the southern Levant or southern Canaan,” he said.

“That’s the reason why Palestine is, at least in the scholarly world, a designation that is used for a general geographic territory without necessarily being specific about ancient borders, territories or ethnicities, because there were a number of different ethnicities and a number of different peoples living in that territory.”

Judea was a “relatively small area and kingdom,” he said. “Under Herod the Great, for instance, who ruled in the last few decades BCE, it managed to expand its borders a bit…It moved out of the area of modern-day Israel into the territory of what is now Jordan, the West Bank, etc. It was a little bit larger at that time.”

Christian scholars started archeological investigations into the ancient Near East mostly in an attempt to establish a foothold in the region and look into “the biblical roots of Christianity.”

“They continued using this terminology of Palestine for the southern area, Syria for the northern area,” he said.

Over the course of time, the terms have become more complex.

“Nowadays, the term Palestine and Palestinian is loaded with political implications, and therefore the modern day Palestinians, the ethnicity, has been essentially piggybacking on that term in order to establish an ancient historical tradition leading up to the modern people, that essentially also involves the erasure of the Jewish history and the Jewish connection to the land,” he said.

“So, it’s not a neutral term anymore.”

The entire labelling system could use an overhaul when it comes to presenting ancient artifacts to a modern audience, he said, as the “old scholarly labels” have not “kept up with the changing meaning of the words involved.”

As for the artifacts at the ROM pointed out by Tafsik and mentioned in the Free Press, they don’t include a specific geography in their online profiles that would definitively determine that they came from Judea, Ehrlich said.

“(The curators) don’t know exactly where, so they use the old scholarly designations,” he said.

It only becomes problematic if objects from the territory of modern-day Israel or ancient Judea are referred to as Palestinian “because that then is an erasure of Jewish history.” He said there is an ongoing battle between “modern day labels and imposing them anachronistically on ancient times to fight modern wars of legitimacy.”

Our website is the place for the latest breaking news, exclusive scoops, longreads and provocative commentary. Please bookmark nationalpost.com and sign up for our daily newsletter, Posted, here.